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Changes to Mayor's Office of Housing administered Homeownership Programs
on Jan 17 2012 - 12:02pm
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How do I start the homebuying process?
Step 1: Get prepared
Attending a first-time homebuyer workshop will help you learn about the home purchase process and make wise decisions.
Step 2: Find out if you qualify
Schedule an appointment with a housing counseling or lender. This meeting will determine if you qualify for a mortgage loan, and if, so how much you can afford.
Step 3: Shop for a home
After you know how much you can afford, you may choose to work with a real estate agent to find a market rate home or find an affordable (below market rate/BMR) home on your own.
Step 4: Look for mortgage assistance
There are a number of down payment and closing cost assistance programs available depending on the home you’re buying, your income and other factors.
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We are an independent nonprofit committed to helping diverse and underserved households achieve and sustain homeownership in San Francisco through a coordinated network of member organizations. Our comprehensive website provides information on homes, loans and workshops for first-time homebuyers and existing homeowners.
