Resources

Independent Foreclosure Review PSA

iLegent

The American Dream in San Francisco: Undiminished by Foreclosures and the Housing Crisis

This report is on local consumers' perceptions of and preferences for homeownership based on data collected between August and December 2008 from focus groups with 46 renters and surveys completed by 1,042 renters in the San Francisco Bay Area.

How do I start the homebuying process?

Step 1: Get prepared

Attending a first-time homebuyer workshop will help you learn about the home purchase process and make wise decisions.

Register for a workshop

Step 2: Find out if you qualify

Schedule an appointment with a housing counseling or lender. This meeting will determine if you qualify for a mortgage loan, and if, so how much you can afford.

Step 3: Shop for a home

After you know how much you can afford, you may choose to work with a real estate agent to find a market rate home or find an affordable (below market rate/BMR) home on your own.

Find affordable homes

Step 4: Look for mortgage assistance

There are a number of down payment and closing cost assistance programs available depending on the home you’re buying, your income and other factors.

Search for mortgage assistance programs