Teachers and Educators

Educators Housing Services

Meet one-on-one with a housing counselor or legal advisor to discuss your rental or purchasing goals and get application assistance.


Contact Us

Need more help?

Meet one-on-one with a housing counselor to discuss your rental or purchasing goals and get application assistance. Inquire with us to find assistance in your language. Email [email protected] or call 415-202-5464 to schedule an appointment.

Necesita más ayuda?

Hable con un consejero de vivienda para discutir sus metas de alquiler o compra y obtenga asistencia con su solicitud. Contáctenos para encontrar asistencia en su idioma. Escribanos al correo electrónico [email protected] o llame al 415-202-5464 para programar una cita.

Kailangan pa ng tulong?

Kumonsulta sa housing counselor upang mapagusapan ang iyong mga hangarin sa pag-upa o sa pagbili at matulungan sa aplikasyon. Magtanong sa amin tungkol sa tulong sa iyong kinagisnang wika. Mag-email sa [email protected] upang mag-schedule ng appointment.

需要更多協助嗎?

找出如何符合可負擔城市租屋或購屋計劃的資格和申請方法!認識租客基本知識、申請方法、業主—租客關係及其他更多資訊!需要更多協助嗎?您可與房屋顧問面對面商討您的租屋或購屋目標並尋求申請協助。與我們諮詢請求提供您的語言協助。請發電郵至[email protected] 以便安排預約。

Нужна помощь?

Лично встретьтесь с консультантом по недвижимости, чтобы обсудить цели в сфере аренды и получить помощь при подаче заявки. Напишите письмо по адресу [email protected], чтобы назначить встречу.

Pe manaomia atili le fesoasoani?

Feiloa’i na o oulua ma le faufautua mo fale ina ia talanoa i ou sini mo le mautotgi ma maua le fesoasoani mo faatumuina o pepa. Imeli i le [email protected] e faatulaga ai se tuugatala mo le feiloaiga.

Homeownership SF and its member counseling agencies connect educators with the Mayor’s Office of Housing and Community Development’s rental and homeownership assistance programs; as well as legal services and eviction defense.

Please contact us at (415) 799-4926 or [email protected] to request customized support and connection to the housing services of your needs, including:

Financial Services

Such as help with credit building, debt reduction, or saving for a down payment.

Rental Counseling

Information about Below Market Rate rentals, home sharing and other affordable rental programs.

Application Support

With San Francisco rental and homeownership opportunities including listings on DAHLIA San Francisco Housing Portal.

Counseling on Tenant Rights

You can receive tenant rights counseling by phone or email by contacting the San Francisco Tenants Union.

Legal Advice & Eviction Defense for Tenants

Expert attorneys at the Eviction Defense Collaborative (EDC) offer free legal guidance to help you navigate through tenant rights, landlord/tenant situations, and legal notices such as evictions. For legal help, please contact EDC’s clinic at (415) 659-9184 or ​[email protected].

Cash Assistance

Eviction Defense Collaborative (EDC) will provide SFUSD employees (Non-administrative SFUSD staff who currently live in San Francisco) with cash rental assistance to maintain a current residency if back rent is owed. EDC may be able to provide some cash assistance for security deposits payable to a new landlord. If you owe back rent that you need help paying, please contact RADCo at (415) 470-5211 or ​[email protected].

Home Purchase

Group workshops for first time homebuyers ad individual counseling to review readiness and eligibility review for Below Market Rate homeownership opportunities, including downpayment assistance to help buy your first home.

Educators -Downpayment Assistance Program

Educators-DALP helps financially-eligible educators buy a home in San Francisco. It is a downpayment loan up to $375,000, to bid on a property on San Francisco’s open market. The loan is used on the downpayment of a single unit that will become a primary residence.

It is a silent second loan that requires no monthly payments for 30 years, or until the property is sold. Repayment of the loan includes the principal amount, plus an equitable share of appreciation of the property. Find out more at: https://sfmohcd.org/educators-dalp.

Teacher Next Door (TND) Program

MOHCD helps SFUSD educators buy their first home in San Francisco. It provides $40,000 for a market rate unit, or $20,000 for a below-market-rate unit. It is typically layered on top of other MOHCD loan programs, such as DALP or City Second, if additional funding is needed.

The loan is forgiven after 10 years, if all program requirements are met. There is no interest, and no shared appreciation. Find out more at: https://sfmohcd.org/teacher-next-door.

Downpayment Assistance Loan Program (DALP)

DALP is a downpayment loan up to $375,000, to bid on a property on San Francisco’s open market. The loan must be used on the downpayment of a single unit that will become a primary residence. The owner can re-sell the unit at market prices.

The DALP is a silent second loan that requires no monthly payments for 30 years, or until the property is sold. The owner pays MOHCD back the principal amount, plus an equitable share of appreciation. Find out more at: https://sfmohcd.org/dalp-details.

City Second Loan Program (CSLP)

The City Second Loan Program provides a downpayment loan, which can be up to $375,000, but depends on fund availability. The loan is used to bid on a collection of properties also advertised on the open market.

Interested buyers apply to listings, and are pre-approved by MOHCD for income. After winning the bid, the buyer then works with their lender to apply for loan funds. Find out more at: https://sfmohcd.org/city-second-details.

Other Resources

Private Down Payment Program by Landed

Landed is on a mission to help essential professionals build financial security near the communities they serve. We help essential professionals buy homes through financial solutions, a trustworthy network of agents and lenders, and homebuying guidance and resources. The down payment program is designed to help qualifying buyers get to 20% down.  Landed can provide up to 10% downpayment assistance in the Bay (capped at $120K max) with the qualifying buyer bringing the other 10%.  The buyer pays Landed back the original contribution amount plus a portion of the increase in value of the property.  Contact Landed to learn more: https://www.landed.com/how-it-works

Home Match

Home Match is a shared housing program that provides free, personalized services in the Bay Area and beyond to help find the right match for you!

Share your home: Turn an available room in your home into an opportunity to earn income, save money, and create new social connections. Your home can make all the difference to a fellow community-member facing a difficult housing market.

Find your home: Benefit from an affordable home in the community you love. As a supportive homemate, you can also empower people who wish to age-in-place, by optionally helping with household activities in exchange for lower costs.

Learn more about Home Match here.

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