This orientation will be facilitated in Mandarin with interpretation in English.
該取向講座是首次購房教育和購房者流程的第一步. 歡迎參加MOHCD兩小時免費房屋有權計劃培訓講座，並了解您的資格或決定是否要繼續下一步購房教育講座。該取向講座設概述了三藩市城市的經濟實惠計劃，同時也包括每個計劃資格的要求和申請流程。從 2019 年8 月1 日起, 所有購買房屋者要參加6 小時首次購屋者教育講座之前必須要參加兩小時三藩市政府房屋計劃介紹會。
*請盡快到達15-30分鐘前辦理登記手續並填寫適當的表格*
**如果遲到超過15分鐘，您應許參加會議，但不會獲得首次購屋者教育分數
首次購屋者教育證書是要求完成以下的順序：
（申請三藩市首次購買房屋計劃：https：//sfmohcd.org/affordable-homebuyer-programs）
第1步：2小時MOHCD三藩市政府購屋計劃介紹會
第2步：6小時首次購屋者教育講座（可作為系列）
第3步：2小時個人諮詢會議（與提供首次購屋者教育講座的組織安排）
課程内容包括有:
•三藩市的不同首次購買房屋計劃，包括低於市場價格（BMR）的可負擔房屋，首次購屋貸款計劃等等！
•計劃要求和資格
•收入計算
•資產測試
•貸款要求
•抽籤優先
•如何申請
這新規定並不適用於：
•已經收到當前有效的購買教育證書
•在2019年8月1日之前完成6小時首次購屋者教育講座的購房者
注意：如果您屬於此一類別，您將有12個月的時間來獲得購買教育證書。
這是中文講座。 如果您有任何問題或任何協助，請致電415-799-4974與我們聯繫。 謝謝。
The orientation is the first step in the First Time Homebuyer Education and homebuyer process. Attend a free two-hour orientation to learn if you are eligible for MOHCD Homeownership programs and decide if you want to move forward with the remaining homebuyer education. The orientation provides an overview of affordable city programs, including eligibility requirements and the application process.
Effective August 1st, 2019, homebuyers are required to sign up for a free 2-hour orientation before beginning their 6-hour First Time Homebuyer workshop/s.
Here’s what you’ll learn:
- What homebuyer programs are available in San Francisco, including Below Market Rate (BMR) units, Down Payment Assistance Loan Program, and more!
- Program Requirements and Eligibility
- Income Calculation
- Loan requirements
- Lottery Preferences
- How to apply
*PLEASE ARRIVE 15-30 MINUTES EARLY FOR CHECK-IN AND FILL OUT THE APPROPRIATE FORMS.
**IF YOU ARRIVE MORE THAN 15 MINUTES LATE, YOU CAN ATTEND THE ORIENATION, BUT WILL NOT RECEIVE CREDIT TOWARD THE FIRST TIME HOMEBUYER EDUCATION REQUIREMENT
First Time Homebuyer Education requirement to be completed in sequential order:
(to apply for San Francisco First Time Homebuyer programs: https://sfmohcd.org/affordable-homebuyer-programs)
Step 1: 2-Hour MOHCD Homebuyer Program Orientation
Step 2: 6-hour First Time Homebuyer Workshop/s (may be taken as series)
Step 3: 2-hour individual counseling session (to be scheduled with the organization that provided your First Time Homebuyer Workshop/s)
This new requirement does not apply to:
- Buyers who have already received a current and valid Verification of Homebuyer Education Completion
- Buyers who have completed the 6-hour First Time Homebuyer workshop/s prior to August 1, 2019:
NOTE: If you fall into this category, you will have 12 months to obtain a Verification of Homebuyer Education Completion.
